Instalment calculator

The monthly payment for the price, down payment, rate and term you enter.

Pre-filled from Silk Phaholyothin 3 Change any number below.

Monthly payment

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Down payment
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Amount financed
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Number of payments
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Total interest
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Total of payments
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Based only on the figures you enter. Fees, insurance and rate changes are not included.

Enter a price, a down payment, a rate and a term.

Projects for sale Transfer costs calculator

Monthly payment at different rates

30% down, 20 years. Rates are examples, not offers.

Price0%3%5%7%
฿3,000,000 ฿8,750฿11,647฿13,859฿16,281
฿5,000,000 ฿14,583฿19,411฿23,098฿27,135
฿10,000,000 ฿29,167฿38,822฿46,197฿54,271

Worked example

Made-up numbers: an off-plan condo at ฿2,400,000 with a developer plan: 25% during construction, the rest over 3 years at 0%.

  1. Down payment: 25% of 2,400,000 = ฿600,000
  2. Balance: ฿1,800,000 over 36 months
  3. Monthly: 1,800,000 ÷ 36 = ฿50,000, no interest

Put these numbers in the calculator

Questions

Which interest rate should I enter?
The rate in the offer you have, from a bank, a lender in your home country or a developer's payment plan. The calculator does not assume any rate.
Can I use it for a developer payment plan?
Yes. Enter the deposit as the down payment, 0% as the rate for an interest-free plan, and the plan length in years. It divides the rest into equal monthly payments.
Does the payment change over the term?
Not at a fixed rate: every month is the same amount, covering the interest and paying the loan off by the end of the term.
Can foreigners get a mortgage in Thailand?
It depends on the lender, the buyer's residence and income, and the property. Ask lenders directly; this calculator only works out the payment for the terms you enter.
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